Product Management: be point of contact kicking off and implementing new product initiatives, involving related departments such as Sales, IT, Risk, Operation, Legal... This includes:
Innovate various new products (includes but not limited to Lending Products), performing product pricing, risk evaluation and operation processes designing
Digitalize current products through innovative approaches.
Design end-to-end product process and procedures including customer touchpoints of selling, underwriting, risk policy assessing, credit granting, debt repayment and operational customer services, integrating with different lending platforms/ commercial applications
Conduct Product P&L, performance and policy
Continuously optimizing the product portfolio performance using system enhancement, market study
Coordinate with related department to have automated AI underwriting rules to pre-filtered and screened customer performed in various platforms
Continuously optimizing the product portfolio performance through system enhancement, market study
Bachelor degrees: major in Economics, Business administration, Banking Finance, IT or similar background
Minimum 1 years of work experience in retail financial services sector (experience in product launching/ project management... is preferable).
Lending platform understanding: CRM, Mobile app for Customer, LOS/LMS, Integration of core system with related system