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Product Manager - Card Portfolio Management

FE Credit
Updated: 17/07/2018

Employment Information

Benefits

  • Insurance
  • Travel opportunities
  • Incentive bonus
  • Health checkup

Job Description

• Create a robust framework to track cards portfolio revenue and costs. Based on regular monitoring of trends, take proactive measures to enhance revenue and optimize costs.

• Work with BIU, BP&A and colleagues from product & usage teams within card business to create a segment level P&L for key segments of card customers. Take proactive measures to improve segment level as well as account level profitability

• To work closely with BP&A and BIU to identify the right target and to create the right pricing mechanisms based on risk adjusted yield objectives around fees and APR.

• To understand underlying factors driving revolving rate and to ensure that the portfolio has a healthy flow of high yield revolvers. To work closely with the risk team and use bureau data as well as behavioral score to optimize the eligible universe from a risk reward perspective for all portfolio actions.

• Monitor new age digital trends & provide insights on channel level profitability metrics for cards business.

Job Requirement

Background

• At least 5-6 years of solid experience in either Financial Services or Big 4 Accounting firms directly handling financial services portfolios or in functions such as Finance or BP&A of leading international or local banks.

• Bachelor’s or Master’s degree with very high acumen for numbers and analysis.

Skills

• Good understanding of the cards P&L, segment dynamics, risk and reward metrics for cards business.  Specialized understanding of the cards P&L and of portfolio products and the portfolio P&L.

• Influencing, negotiating, driving, leading.

More Information

  • Degree: Bachelor
  • Age: Unlimited
  • Job type : Permanent

Company Overview

FE Credit

www.fecredit.com.vnCompany size: 10.000 - 15.000
We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an...Detail

Product Manager - Card Portfolio Management

FE Credit

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