FE CREDIT
FE CREDIT

Unit Head of Product Management

FE CREDIT

Employment Information

Industry

Banking, Finance / Investment

Salary

Competitive

Job type

Permanent

Job level

Manager

Experience

5 - 7 Years

Deadline to apply

11/07/2021

Updated

12/06/2021

Location

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Location

Ho Chi Minh

Job Description

OBJECTIVES

  • Secure leading position of FE CREDIT through development of non-revolving unsecured lending solution for Personal Loan (PL) products
  • Design and launch an appropriate mix of PL products and sales channels to support strategy fulfillment​
  • Follow existing procedures and principles to manage loan portfolio to maximize long term benefit and development targets
  • Ensure that new and existing business lines are in-line with actual strategy and meeting targeted performance benchmarks

COMMUNICATION

  • Internal (within VPB FC): Communicate business impact of defined strategic directions & upcoming business decisions to all relevant departments for solutions & further implementations
  • External (outside VPB FC): Support development of mutual beneficial partnerships in order to fulfil FE Credit’s strategy

KEY RESPONSIBILITIES

  • ​Responsible for development and deployment of all product related to personal loans: PL NTB, LG PL NTB and XSTU
  • ​Analyze potential threats and suggest counter-actions
  • ​Define deviations in products performance and potential sources of growth/improvement and suggest corrective actions accordingly​
  • Communicate defined strategic directions to all relevant departments for an implementation
  • ​Propose new business initiatives based on the strategy and potential impact
  • Monitor XS/ TU conversion rate by segments
  • ​Closely monitor all performance aspects of existing PL products (including, but not limited to, revenue drivers, cost drivers, credit performance and operational performance indicators)
  • ​Develop and manage new partnership
  • ​Consult and/ or give corrective actions to ensures achievement of targeted product parameters in new sales and portfolio overall through cooperation with Risk and Sales Divisions, by advising or devising jointly corrective actions
  • ​People management and coaching

Job Requirement

Education: Bachelor Degree in Economics, Finance, Mathematics, Statistics or related fields.

Experience​: At least 5 years (3 in managerial position) in one of the following industries: 

  • Product and/ or marketing strategy in banking/ insurance institution
  • Market strategist from global marketing agency
  • Product/ category manager from major in FMCG firm

Skills

  • Proven skills in development and launching of new distribution channels/ business lines
  • ​Practical experience in defining business strategy, reviewing strategy of existing business
  • ​Team management experience and strong communication skills
  • ​Deep understanding of Profit & Loss drivers and financial model
  • ​Understanding of qualitative and quantitative analytics
  • ​Understanding of Consumer Finance & Retail Banking
  • ​Full English proficiency

More Information

  • Degree: Bachelor
  • Job type : Permanent
  • Age: Unlimited
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Company Overview

We were founded as Consumer Finance Division of Vietnam Prosperity Joint-Stock Commercial Bank (VPBank). In 2015, we successfully transferred to an independent company with the Brand FE CREDIT. Since then, we continuously have been enlarging and taking the leadership of consumer finance market in Vietnam. Our success is built on serving the best sake of our customers; we are keen on designing... View more

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