Product Manager - Lending

Địa điểm

Hồ Chí Minh

  • Lương

    Cạnh tranh

  • Kinh nghiệm

    3 - 5 Năm

  • Cấp bậc

    Trưởng nhóm / Giám sát

  • Hết hạn nộp


Phúc lợi

  • Laptop
  • Chế độ bảo hiểm
  • Phụ cấp
  • Chăm sóc sức khỏe
  • Đào tạo
  • Tăng lương
  • Nghỉ phép năm

Mô tả Công việc


  • Provide strategy, product campaign plan within and after deployment of new lead streams and channels
  • Maximize conversion to XSTU of existing customers through enriching product offer, within new & modern approaching
  • Ensure optimal revenue, risk exposure and operational expenses combination.
  • Design and launch an appropriate mix of XSTU products to support cross sell strategy fulfillment


  • Internal (within VPB FC): Sales / Microfinance Center / Marketing: Identify external products’ X-sell opportunities & digitalize process
  • External (outside VPB FC): Partners: Indentify external products’ X-sell opportunities


  • Maximize conversion to XSTU of existing customers through enriching product offer, within new & modern approaching​
  • Actively monitor overall portfolio performance for X-sell opportunities and suggest those for implementation
  • Focus on X-sell products portfolio performance and take results as inputs for changes in X-sell Strategy (incl. Product offering)​
  • Actively work with Sales/Partnerships team for identification of external products’ X-sell opportunities​
  • Product portfolio performance monitoring in all aspects (product mix, P&L drivers, operational efficiency, acquisition, customer segment)​
  • On-going development of PL XSTU products. Proactively develop new product initiatives, according to the response to existing products and in line with actual strategy​
  • Cooperate with Product Analysts inside and relevant departments outside BD to develop understanding of key challenges related to product performance and customer reaction to current product proposition. Conclude results of cooperation into actionable points​
  • Cooperate with relevant departments in BD to deploy product to ensure timely product development and deployment within target SLA​

Yêu Cầu Công Việc


Education: University graduate – major in Finance, Statistics, Economics, IT, Data Science or relevant field


  • At least 3 years of experience and good understanding in Consumer Finance or Retail Banking
  • Experience of Vietnam market or relevant experience in developing markets
  • Experience and proven track record in product development, portfolio management, business technology


  • Quantitative and qualitative analytical methods
  • Data driven mindset
  • Financial products portfolio management
  • Project management
  • People management
  • Strong communication skills
  • English – fluent

Thông tin khác

  • Bằng cấp: Đại học
  • Độ tuổi: Không giới hạn tuổi

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